Kenya introduces mandatory travel insurance for international visitors

Kenya is preparing to implement mandatory travel health insurance for international visitors staying in the country for less than 12 months. According to regulations published in the Kenya Gazette, travelers must provide proof of a minimum US$50,000 medical cover. This coverage must include medical treatment, hospitalization, emergency medical evacuation, prescription medication, mental healthcare, and the repatriation of mortal remains.

The Kenyan Ministry of Health has clarified that travelers may use existing insurance from their home countries, provided the policy meets the prescribed minimum benefits. Such proof can be uploaded to the Kenya ETA system. For those without adequate coverage, policies can be purchased upon arrival from licensed, approved insurers. The Department of Immigration Services intends to enforce these requirements through the ETA system and at designated points of entry.

While the government states the mandate aims to protect visitors and reduce the financial burden on the national healthcare system, the tourism industry has expressed concerns. Industry experts suggest that requiring specific policies could impact Kenya's competitiveness and argue that travelers should be permitted to demonstrate proof of any adequate existing insurance rather than being compelled to purchase specific approved policies.