Kwak Ji Hyun reaches 400 million won net worth through savings and investment

Kwak Ji Hyun, a 27-year-old content creator, has reached a net worth of 400 million won (approximately $300,000) through a combination of extreme frugality and strategic investments. Known for her “belt-tightening” philosophy, Kwak shared her financial journey in a video on her YouTube channel, noting that while it took four years to save her first 100 million won, she reached her third 100 million won milestone in just one year.

Kwak has transitioned from pure saving to investing in stocks and real estate. She recently purchased an apartment in Seongnam, Gyeonggi Province, marking her second property ownership. To maximize her income, she maintains a full-time job while working side hustles such as pet sitting and freelance video editing.

Her frugal lifestyle remains a core part of her routine. She avoids unnecessary expenses by bringing homemade lunches to work, canceling cable TV services, and using a written inventory of her refrigerator to minimize electricity usage caused by frequent opening.