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[BUSINESS] · United States, United Kingdom · 3 sources

Lemonade posts 79% revenue surge and $43 M loss in Q2 2026

Lemonade​de Q2 2026 results revenue 79% increase net loss $43 M quota‑share reduction share price drop

Lemonade reported second‑quarter 2026 revenue of $294.4 million, a 79% increase year over year. Gross earned premium rose to $332.4 million, up 32%, and in‑force premium reached $1.43 billion, also up 32% from the prior year. Gross profit climbed to $113.2 million, a 76% gain, while the net loss narrowed to $43.4 million from $43.9 million in Q2 2025. The insurer added about 3.3 million customers, a 23% rise, and reduced its quota‑share cession rate to roughly 18% from 20% at the July 1 reinsurance renewal.

Lemonade’s full‑year 2026 revenue guidance was set at $1.21‑$1.22 billion, but its in‑force premium midpoint of $1.632‑$1.639 billion fell short of Wall Street’s target of over $1.642 billion. Following the earnings release, the company’s share price dropped about 22% in trading.

Entities: Federal Reserve · Lemonade Inc. · Lemonade, Inc. · United Kingdom · United States · quota share reinsurance program

Claims

What the coverage asserts, and how well corroborated each claim is across sources.

  • [● 2 SOURCES] Lemonade's in‑force premium increased 32% to $1.43 billion in Q2 2026. (Lemonade's Q2 2026 earnings)
  • [○ 1 SOURCE] Lemonade guided full‑year 2026 revenue to $1.21‑$1.22 billion, but its in‑force premium midpoint forecast fell short of Wall Street's target of over $1.642 billion. (Guidance provided in Q2 2026 earnings release)
  • [● 2 SOURCES] Lemonade's net loss for Q2 2026 was $43.4 million, slightly lower than $43.9 million in Q2 2025. (Lemonade's Q2 2026 earnings)
  • [● 2 SOURCES] Lemonade reduced its quota‑share cession rate to about 18% from 20% at its July 1 reinsurance renewal. (bd34be16-8e34-4f22-9989-b96e3af6ba94, 5cd6ddaa-9ba0-4c26-b982-da34de4f3771)
  • [● 2 SOURCES] Gross earned premium for Q2 2026 was $332.4 million, up 32% from the prior year. (Lemonade's Q2 2026 earnings)
  • [● 3 SOURCES] Lemonade reported Q2 2026 revenue of $294.4 million, a 79% increase year over year. (Lemonade's Q2 2026 earnings)
  • [○ 1 SOURCE] Lemonade's share price fell about 22.5% in trading after the earnings release. (Market reaction reported by The Motley Fool)
  • [● 2 SOURCES] Lemonade Q2 2026 gross profit rose to $113.2 million, up 76% year over year. (bd34be16-8e34-4f22-9989-b96e3af6ba94, 5cd6ddaa-9ba0-4c26-b982-da34de4f3771)
  • [● 2 SOURCES] Lemonade Q2 2026 gross profit was $113.2 million, up 76% year over year. (bd34be16-8e34-4f22-9989-b96e3af6ba94,5cd6ddaa-9ba0-4c26-b982-da34de4f3771)
  • [● 3 SOURCES] Lemonade's share price fell about 22% after the earnings release. (a5fbd721-30bf-412f-98fc-862daee6cbcb, bd34be16-8e34-4f22-9989-b96e3af6ba94, 5cd6ddaa-9ba0-4c26-b982-da34de4f3771)
  • [● 2 SOURCES] Lemonade Q2 2026 gross earned premium was $332.4 million, up 32% year over year. (bd34be16-8e34-4f22-9989-b96e3af6ba94, 5cd6ddaa-9ba0-4c26-b982-da34de4f3771)
  • [● 2 SOURCES] Lemonade Q2 2026 in‑force premium was $1.43 billion, up 32% year over year. (bd34be16-8e34-4f22-9989-b96e3af6ba94, 5cd6ddaa-9ba0-4c26-b982-da34de4f3771)

Sources

Why Lemonade Stock Is Crashing Today | The Motley Fool [www.fool.com]
about 17 hours ago
Lemonade's revenue jumps 79% to $294m in Q2'26 - Reinsurance News [www.reinsurancene.ws]
about 21 hours ago
Lemonade Posts $43M Loss for Q2 as it Continues to Grow Customer Base [www.insurancejournal.com]
about 5 hours ago