Life insurance providers offer enhanced yield bonuses for late 2026

Insurance providers are offering enhanced bonus rates for euro funds in life insurance contracts during the second half of 2026.

CNP Assurances, through its Lucya CNP web contract, offers a yield bonus of up to 2.70% for 2026 and 2027. To qualify, savers must make a minimum initial or free payment of 5,000 euros by December 31 and invest between 40% and 60% in non-guaranteed units of account.

Essentiel Vie, a broker under Meilleurtaux Placement, provides a +1.50% bonus applied in 2026 and 2027 for minimum deposits of 10,000 euros, provided at least 25% is invested in units of account. This targets a boosted rate of up to 5% on funds insured by La France Mutualiste.

Additionally, several online brokers, including Linxea Vie, Altaprofits Vie, and Cashbee Plus, have extended their bonus offers until the end of the year. These offers include a +1.50% bonus on the Netissima fund for deposits made before December 31, contingent on a minimum 30% investment in units of account.