Life risk insurance leads in additional commissions in Spain

A study by Global Actuarial examining twelve major insurance companies in the Spanish market reveals that life risk (Vida Riesgo) leads in additional commissions for distributors. This segment reached an average additional commission of 32.3% for new production.

Other insurance branches showed significantly lower average additional commissions: Health (Salud) at 12.9%, Home (Hogar) at 11.6%, SMEs (Pymes) at 10.5%, and Auto (Autos) at 7.3%. The study, which represents 79% of the market distributed through brokers, includes data from prominent companies such as Adeslas, Aegon, Allianz, Asisa, AXA, DKV, Fiatc, Generali, Helvetia, Occident, Reale, and Zurich.