France regulated savings rates revised for August 2026

As of August 1, 2026, interest rates for several regulated savings products in France have been revised. The Livret A and the Livret d’Épargne Populaire (LDDS) have both increased to 1.70%. This adjustment follows a previous decrease to 1.5% in February 2026 and is driven by a rise in inflation during the first half of the year, which averaged 1.52% compared to 0.88% in late 2025.

The Livret d’Épargne Populaire (LEP), designed for low-income households, remains at 2.50%. This rate is higher than the 2.20% that would have been calculated under the standard formula, due to a government-maintained boost intended to preserve its attractiveness.

While the Livret A remains a secure, tax-free option for emergency funds, experts note that with annual inflation expected to reach 2% according to Insee, the real purchasing power of these savings may remain near zero. Other financial services, such as Mon Petit Placement, are also offering promotional rates and bonuses for life insurance products to attract savers during this period.