Mastercard adds Ripple's RLUSD stablecoin to global settlement network on XRP Ledger

Mastercard announced that it will support Ripple's RLUSD stablecoin, along with other regulated stablecoins such as USDC, PYUSD, USDG, USDP and SoFiUSD, for 24/7 on‑chain settlement. The new capability will operate across multiple blockchains, with the XRP Ledger (XRPL) used for time‑sensitive, always‑on payment flows.

The expansion enables intraday, weekend and holiday settlement for card‑based transactions worldwide. Early participants include Cross River, Lead Bank, CBW Bank, ARQ and Nuvei, with further partners expected to join through 2026. Mastercard executives said the move marks the next phase of stablecoin adoption, shifting from experimentation to real‑world utility in settlement and liquidity management.

The initiative follows rising activity on the XRP Ledger, where daily transaction volumes have grown sharply. Institutional interest in XRP‑related products, such as futures and potential ETFs, is also increasing, suggesting broader confidence in blockchain‑based payment infrastructure.