Max Postulka provides advice on avoiding debt traps

Debt counselor and lawyer Max Postulka is providing guidance on avoiding financial pitfalls and managing over-indebtedness. His insights are featured in the program ‘Deutschland – Deine Schulden’, with a new episode scheduled to air on August 31, 2026, at 20:15 on RTLZWEI and via RTL+.

Postulka identifies several common causes of debt, including rising living costs, unexpected expenses, and the misuse of overdraft facilities, credit cards, or unmonitored subscriptions. He notes that many individuals fail to seek help due to shame or by ignoring warnings such as payment reminders and enforcement measures.

To prevent debt traps, Postulka recommends maintaining a clear overview of income and expenditures and taking early action when financial difficulties arise. He emphasizes that early consultation can be a decisive factor in preventing temporary payment issues from escalating into long-term over-indebtedness.