MEI retirement planning requires careful consideration of contributions

Microentrepreneurs in Brazil (MEI) must carefully plan their retirement, as the simplified contribution model is based on a percentage of the minimum wage. While the lower monthly cost is an attractive feature for formalizing professional activities and accessing social security, it can impact long-term retirement benefits compared to trajectories with higher contributions.

The monthly DAS-MEI payment includes a 5% social security contribution to the INSS. Maintaining regular payments is essential to ensure access to various social security benefits, including age-based retirement, disability retirement, sickness allowance, maternity leave, and survivor pensions.