MicroBank student microloans improve employment for 76% of recipients

MicroBank’s ‘Skills & Education Microcredits Impact Report’ reveals that educational microloans are significantly improving professional prospects for students. Between 2022 and 2025, the institution granted 6,061 loans totaling 53.4 million euros, with an average value of 8,810 euros. The volume of loans has seen substantial growth, rising from 682 in 2022 to 2,707 in 2025.

According to the report, 76% of recipients reported an improvement in their employment situation after completing their studies, and 92% noted a positive impact on their personal well-being. Specific outcomes include 31% securing their first high-quality job, 20% changing professional sectors, 18% acquiring new workplace competencies, and 12% achieving promotions or improved positions.

Furthermore, 89% of those surveyed stated they would not have been able to study, or would have faced significant difficulties, without the loans. Cristina González Viu, General Manager of MicroBank, stated that these results reinforce the belief that financing can serve as a tool for transformation by facilitating access to education and promoting a more inclusive society.