Nacional Financiera reports net profit of 1.93 bn pesos and expands credit to micro‑enterprises in H1 2026
Mexico's development bank Nacional Financiera (Nafin) posted a net profit of 1.93 billion pesos for the first half of 2026, with a capital adequacy ratio of 18.84% and total assets exceeding 729 billion pesos. The institution’s credit portfolio reached 280 billion pesos, and total direct and induced credit granted to the private sector amounted to 539.155 billion pesos.
The financial spillover amounted to about 230 billion pesos, reaching roughly 294,000 companies. Micro‑enterprises were the main focus, representing 260,876 borrowers (89 % of all clients) and receiving 27.895 billion pesos in new credit, ending the period with a balance of 90.890 billion pesos. Small enterprises obtained 108.013 billion pesos in credit for 28,827 establishments, with a balance of 241.361 billion pesos. Medium and large firms together accounted for 2,609 and 1,339 beneficiaries, respectively, with a combined balance near 207 billion pesos.
Credit was channeled primarily through second‑floor banking (135.403 billion pesos, 59 % of total), followed by guarantees and induced credit (82.709 billion pesos, 36 %) and a first‑floor portfolio of 11.754 billion pesos (5 %). Portfolio delinquency stayed low at an IMOR of 0.94%, backed by a provision coverage (ICOR) of 934.04%. Nafin framed these results as part of its role in Mexico’s Plan México, aimed at supporting SMEs, supply‑chain development and regional economic poles.
Entities: Mexico · Micro‑enterprises · Nacional Financiera · Small enterprises
Claims
What the coverage asserts, and how well corroborated each claim is across sources.
- [● 2 SOURCES] Small enterprises received 108.013 billion pesos in credit, serving 28,827 establishments, with a balance of 241.361 billion pesos. (both)
- [○ 1 SOURCE] Nafin's capital adequacy ratio (ICAP) was 18.84% at the end of the first half of 2026. (70c168dc-6605-4152-bb00-9865ffe6b429)
- [● 2 SOURCES] Micro‑enterprises accounted for 260,876 borrowers (89% of total), receiving 27.895 billion pesos in credit and ending with a balance of 90.890 billion pesos. (both)
- [● 2 SOURCES] Nafin reported a net profit of 1,930 million pesos in the first half of 2026. (both)
- [● 2 SOURCES] Credit was channeled through second‑floor banking (135.403 billion pesos, 59%), guarantees and induced credit (82.709 billion pesos, 36%), and first‑floor (11.754 billion pesos, 5%). (both)
- [○ 1 SOURCE] Nafin's total assets exceeded 729 billion pesos at the end of the first half of 2026. (70c168dc-6605-4152-bb00-9865ffe6b429)
- [● 2 SOURCES] Financial spillover reached about 230 billion pesos, benefiting roughly 294,000 companies. (both)
- [● 2 SOURCES] Total direct and induced credit granted to the private sector was 539.155 billion pesos in the first half of 2026. (both)