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[BUSINESS] · Brazil, United Kingdom, United States · 19 sources

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Nubank in talks to acquire Monzo for up to £10 billion

Nubank, the Brazilian fintech giant, is in preliminary discussions to acquire the British digital bank Monzo in a deal that could be valued between £8 billion and £10 billion. The potential transaction, which may involve a combination of cash and stock, represents a major strategic move for Nubank to establish a significant presence in the European market.

Monzo, which serves approximately 16 million customers, has been exploring various strategic options, including a potential new round of funding to support its European expansion or selling a minority stake of up to 15% to private equity firms. The bank has engaged Morgan Stanley and Qatalyst to advise on these potential moves.

If the acquisition proceeds, it would mark a significant shift for the UK fintech landscape, potentially bypassing a planned initial public offering (IPO) on the London Stock Exchange. For Nubank, currently valued at approximately $65.5 billion, the acquisition would provide an established customer base and a banking license in the UK, facilitating faster entry into the European financial sector.

Entities

London Stock Exchange · Monzo · Morgan Stanley · Nu Holdings · Nubank · Qatalyst

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Sources

1 day ago
about 17 hours ago