OKX Card promises Dutch travelers zero foreign transaction fees

The OKX Card, a crypto‑linked debit card, advertises no additional exchange‑rate markup on foreign payments, unlike traditional Dutch banks that add a 1.4 % surcharge on debit card transactions and up to 2 % on credit cards. The card’s fee‑free model can translate into savings of several hundred euros for a typical holiday, as illustrated by examples where a €5,000 spend would cost €100 with a standard credit card but only €5 with the OKX Card.

The offering reflects a growing trend of non‑bank payment providers targeting travel expenses, challenging the established banking sector’s fee structures.

The card is available to Dutch residents who apply online at no cost.