Optima Bank posts record €104.3 million profit in H1 2026
Optima Bank announced net profit after tax of €104.3 million for the first half of 2026, a 29 % rise from €81.1 million in the same period of 2025. The bank’s return on tangible equity reached 27.2 %, the highest among Greek banks and the second‑highest in Europe, while the cost‑to‑income ratio fell to 22.6 %, also among the best in the region.
Key balance‑sheet items rose sharply: the loan portfolio grew to €5.8 billion, up 37 % YoY, new loan disbursements amounted to €2.0 billion, a 19.3 % increase, and deposits reached €7.1 billion, up 37 % year‑on‑year. In June 2026 the bank completed a €200 million Additional Tier 1 bond that was oversubscribed 11 times, the highest level of oversubscription for a Greek AT1 and in Europe for the year. Optima Bank also earned two Euromoney Awards for Excellence 2026 for best bank in Greece for customer experience and for SME banking and raised its full‑year profit target to above €210 million.
Entities: Dimitris Kyparis · Dimitris Kyparissis · Euromoney · Euromoney Awards for Excellence · Euromoney Awards for Excellence 2026 · European Central Bank · European market · Georgios Taniskidis · Greek banking market · Optima Bank
Claims
What the coverage asserts, and how well corroborated each claim is across sources.
- [● 3 SOURCES] The profit represented a 29 % increase from €81.1 million in the first half of 2025. (financial results comparison)
- [● 3 SOURCES] Optima Bank received Euromoney Awards 2026 for Best Bank in Greece for Customer Experience and for SME banking. (award recognition)
- [● 6 SOURCES] Deposits grew to €7.1 billion, up 37 % year‑on‑year. (multiple)
- [● 3 SOURCES] Return on tangible equity (RoTE) was 27.2 %, the highest in Greece and second‑highest in Europe. (performance metric)
- [● 4 SOURCES] The loan portfolio reached €5.8 billion, up 37 % from the same period a year earlier. (balance sheet data)
- [● 8 SOURCES] The first Additional Tier 1 bond issued by Optima Bank in June 2026, worth €200 million, was oversubscribed 11 times, the highest oversubscription for a Greek AT1 and the highest in Europe in 2026. (supporting_article_ids)
- [○ 1 SOURCE] Net interest income rose 28 % year‑on‑year to €129.3 million. (financial results details)
- [● 4 SOURCES] Optima Bank reported net profit after tax of €104.3 million for the first half of 2026. (financial results announcement)
- [● 8 SOURCES] Optima Bank's net profit after tax for the first half of 2026 was €104.3 million, a 29 % increase from €81.1 million in the first half of 2025. (multiple)
- [● 7 SOURCES] Optima Bank raised its full‑year 2026 profit target to above €210 million. (supporting_article_ids)
- [● 5 SOURCES] Return on tangible equity (RoTE) for the first half of 2026 was 27.2 %, the highest in Greece and the second‑highest among European banks. (supporting_article_ids)
- [● 3 SOURCES] The cost‑to‑income ratio for the first half of 2026 was 22.6 %, among the best in Greece and Europe. (supporting_article_ids)