Pakistan banking sector reports profit declines for 2026

banking sector profit decline interest income Pakistan economy financial statements

Major Pakistani financial institutions reported significant declines in earnings for the 2026 period. The National Bank of Pakistan (NBP) saw its profit after tax drop by 24% to Rs32.84 billion for the first half of the calendar year ending June 30, 2026. This decline was primarily driven by a 23% contraction in net mark-up, return, and interest income, as interest earned fell faster than interest expenses.

Despite the core income shrinkage, NBP experienced growth in certain non-markup areas, including a 56% surge in foreign exchange income and an 18% rise in dividend income. However, total income for the bank fell by 18% year-on-year to Rs130.97 billion.

Separately, the State Bank of Pakistan reported a nearly 20% decrease in consolidated profit for the fiscal year ending June 30, 2026, totaling Rs1.999 trillion. The central bank noted that declining interest and markup earnings offset gains from exchange-related activities. During the year, the State Bank transferred Rs2.428 trillion in profit to the Government of Pakistan.

Entities

BDO Ebrahim & Co. · Government of Pakistan · KPMG Taseer Hadi & Co. · National Bank of Pakistan · State Bank of Pakistan

Claims

What the coverage asserts, and how many sources carry each claim.

[● 2 SOURCES] National Bank of Pakistan's total income decreased by 18% year-on-year to Rs130.97 billion.
[○ 1 SOURCE] The State Bank of Pakistan transferred Rs2.428 trillion in profit to the Government of Pakistan during the fiscal year. www.bolnews.com
[○ 1 SOURCE] The State Bank of Pakistan's gold reserves were valued at Rs2.334 trillion. www.bolnews.com
[○ 1 SOURCE] The State Bank of Pakistan's consolidated profit fell nearly 20% to Rs1.999 trillion for the fiscal year ended June 30, 2026. www.bolnews.com
[● 2 SOURCES] National Bank of Pakistan's foreign exchange income increased by 56% to Rs5.52 billion.
[● 2 SOURCES] National Bank of Pakistan's profit after tax fell to Rs32.84 billion for the first half of 2026.

Sources

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