Pavan Agarwal develops AngelAi mortgage lending platform

Pavan Agarwal, CEO of Sun West Mortgage Company, Inc. and founder of Celligence LLC, has developed AngelAi, an artificial intelligence platform designed to manage the mortgage process from application to funding.

Agarwal’s background in mortgage technology includes developing ReverseSoft, a backend platform for reverse mortgage operations during his tenure at Sun West. This experience in a highly regulated sector informed the engineering principles of AngelAi, specifically regarding traceability and regulatory consistency. Sun West currently operates as a Ginnie Mae HMBS issuer, servicer, and master servicer.

Unlike many AI tools that include disclaimers regarding accuracy, Sun West backs AngelAi’s outputs with a conditional warranty, a move the company describes as a first in the mortgage industry. Agarwal, who began writing AI programs in 1985, leverages decades of operational experience in various roles, including loan origination and underwriting, to oversee the platform’s automation processes.