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[BUSINESS] · France · 3 sources

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Part of situation: French banking sector fraud and fee increases (4 clusters)

Payment fraud in France reaches 2.3 billion euros in 2025

payment fraud bank card security France economy financial crime cash usage

Payment fraud in France reached 2.3 billion euros in 2025, marking a 34% increase from 2024. According to the Observatoire de la sécurité des moyens de paiement (OSMP), this amount represents approximately 0.09% of the French GDP.

Bank cards are the primary target, accounting for 68% of total losses, or 1.56 billion euros. Other significant categories include bank transfers, totaling 480 million euros, and electronic wallets, totaling 264 million euros. The Banque de France recorded 1.8 million fraud cases, affecting 2.7% of the active population.

While digital payments are rising, consumer sentiment remains divided. In 2024, card payments in local shops surpassed cash transactions for the first time in France. However, a European Central Bank study indicated that 60% of French consumers believe the ability to pay in cash remains important. This comes amid a decline in cash accessibility, with nearly one in five ATMs removed since 2018.

Entities

Banque de France · European Central Bank · France · Observatoire de la sécurité des moyens de paiement

Claims

What the coverage asserts, and how many sources carry each claim.

  • [○ 1 SOURCE] Payment fraud in France totaled 2.3 billion euros in 2025. www.economiematin.fr
  • [○ 1 SOURCE] 60% of French consumers consider the ability to pay in cash to be important. www.humanite.fr
  • [○ 1 SOURCE] Card payments in local businesses exceeded cash payments in France for the first time in 2024. www.humanite.fr
  • [○ 1 SOURCE] Bank transfers accounted for 480 million euros in fraud losses. www.economiematin.fr
  • [○ 1 SOURCE] Fraudulent activities increased by 34% compared to 2024. www.economiematin.fr
  • [○ 1 SOURCE] Bank cards accounted for 68% of the stolen funds, totaling 1.56 billion euros. www.economiematin.fr
  • [○ 1 SOURCE] Electronic wallets accounted for 264 million euros in fraud losses. www.economiematin.fr
  • [○ 1 SOURCE] The Banque de France recorded 1.8 million cases of fraud. www.economiematin.fr

Sources

Les 16 chiffres de votre carte bancaire cachent un secret étonnant [www.moneyvox.fr]
Moyens de paiement : 2,3 milliards d’euros dérobés en 2025 [www.economiematin.fr]
Argent : le cash est-il en voie de disparition ? - L'Humanité [www.humanite.fr]