Paytm and AU Small Finance Bank launch RuPay credit card

Paytm and AU Small Finance Bank have introduced a co-branded, lifetime-free RuPay credit card designed to reward UPI transactions made through the Paytm app. The card features no joining or annual fees.

Cardholders can earn up to 2% in rewards on eligible Paytm UPI transactions, such as grocery and cab payments, and 5% on Paytm Travel bookings and Paytm Gold purchases. Reward points can be redeemed for Paytm Gold, vouchers, or bill payments.

A key feature of the card is its family lounge access, which allows up to four family members to use airport lounges together on eligible round-trip flights booked via Paytm, with up to 12 complimentary visits per year. Access is managed through a QR code in the app, eliminating the need to present a physical card.