Personal Pay updates app architecture to support regional expansion

Personal Pay, the fintech arm of Personal, has completed a major technological overhaul of its platform. The company transitioned from a monolithic architecture to a modular and federated system, a project completed in nine months using exclusively internal talent.

The update aims to provide a faster, lighter, and simpler user experience while increasing the platform's ability to scale and innovate. This structural change is designed to support new business developments and facilitate regional expansion, specifically supporting operations in Paraguay.

Personal Pay currently serves over 5 million customers and processes more than 65 million monthly transactions. Since its launch in 2022, the fintech has also issued 1.9 million loans and managed 375 billion pesos in mutual fund investments.