BLIK upgraded to systemically important status by NBP

The National Bank of Poland (NBP) has reclassified BLIK as a systemically important retail payment system. This decision follows data showing BLIK processed the highest number of payment orders among all retail systems in Poland over the last four quarters. In the first half of 2026, BLIK users conducted 1.6 billion transactions totaling 244.8 billion PLN, averaging 8.7 million operations daily.

Separately, Euronet Polska has implemented a significant change to ATM withdrawal limits. As of February 19, 2026, the maximum amount that can be withdrawn in a single transaction using a BLIK code at Euronet ATMs and recyclers has been reduced from 800 PLN to 200 PLN. This 75 percent reduction has drawn criticism from the BLIK operator, Polski Standard Płatności, which stated the change decreases user convenience.

Additionally, legislative proposals from the Ministry of Justice and Ministry of Finance are being considered to require ATM operators to record customers to combat fraud and cybercrime. While not yet law, these changes could impose new obligations on both operators and users.