Poland's ZUS raises earnings limits for early retirees and pensioners

Effective 1 June 2026, Poland’s Social Insurance Institution (ZUS) introduced higher income thresholds for retirees and pensioners who continue to work. The safe earnings limit was increased to 6 694,10 PLN gross per month (about 70 % of the average wage), under which additional income does not affect pension payments.

If monthly earnings exceed 12 431,80 PLN gross (roughly 130 % of the average wage), ZUS may suspend the pension or disability benefit for that month. Earnings between the two limits will trigger a reduction of the benefit, but the reduction is capped at fixed amounts: 989,41 PLN for full‑disability pensions, 742,10 PLN for partial‑disability pensions, and 841,05 PLN for family pensions.

The limits are adjusted quarterly in line with changes in average wages. Persons who have reached the universal retirement age – women at 60 and men at 65 – are exempt from any earnings limits. Recipients must report their additional income to ZUS using the EROP form and provide an annual earnings statement; failure to do so can lead to repayment of over‑paid benefits.