Poland's ZUS raises pension accounts and lifts family pension earnings limits

In June 2024 the Social Insurance Institution (ZUS) applied a 9.81% increase to main pension accounts and a 10.61% increase to sub‑accounts, raising the value of contributions and capital used to calculate future pensions. The higher rates reflect inflation and GDP growth and are guaranteed not to become negative, protecting retirees' savings.

At the same time ZUS raised the monthly income thresholds for recipients of family pensions. Earnings up to 6,694.10 PLN (70% of the average wage) will not reduce the benefit, and incomes between that amount and 12,431.80 PLN will lead to a proportional cut, with a maximum reduction of 841.05 PLN. Earnings above 12,431.80 PLN may result in suspension of the pension. The new limits aim to allow students and workers to earn more without losing their benefits.