Ponce Financial Group posts Q2 2026 earnings, EPS miss and dividend payout

Ponce Financial Group, Inc. (NASDAQ: PDLB) reported second‑quarter 2026 results showing net income of $8.2 million, or $0.35 earnings per share, missing analysts’ consensus estimate of $0.37 by $0.02. Revenue for the quarter was $31.59 million, slightly above the $30.90 million forecast. The company posted a net margin of 15.74 % and a return on equity of 10.09 %, and paid $0.3 million in preferred‑stock dividends.

Analyst coverage shifted, with Zacks Research and Wall Street Zen downgrading the stock from “buy” to “hold.” Russell Investments Group Ltd. increased its stake by 275.8 % in the third quarter, while Tower Research Capital LLC added to its position. The shares opened at $20.20, trading near their 50‑day moving average of $19.41.

Key financial metrics included net interest income of $30.1 million (up 6.5 % from the prior quarter) and a net interest margin of 3.66 %. The market capitalization stands at approximately $489 million.