Prestamype offers mortgage loans for debtors in Peru

The Peruvian fintech company Prestamype is offering mortgage-backed loans designed for individuals with negative credit ratings in Infocorp or those lacking a credit history. These loans allow for amounts ranging from S/15,000 to S/2 million.

Key features of the financing include monthly interest rates starting at 1.05% and repayment terms between one and ten years. The company, a brand of P2P Finance Consulting SAC, provides an average disbursement period of 15 days. To qualify, applicants must provide property as collateral—such as a house, apartment, or commercial premises—that is registered with the Superintendencia Nacional de Registros Públicos (Sunarp). Eligible locations for the collateral include Lima, Callao, Arequipa, Trujillo, Huancayo, and Piura.