Ramp offers programmable virtual cards for AI agents

Ramp has introduced virtual cards specifically designed for autonomous AI agents. These programmable payment credentials let software purchase cloud storage, SaaS licenses, vendor services, or even office coffee without human intervention. Each card is scoped, revocable and configured with spend limits, merchant restrictions and an expiration window, allowing finance teams to maintain control and auditability.

The cards operate through APIs or CLI servers and integrate with orchestration layers such as the Model Context Protocol (MCP). Real‑time authorization checks and Visa Intelligent Commerce standards ensure secure, network‑level compliance. Ramp’s guide outlines the lifecycle of an agent card—from request and credential issuance to transaction settlement and metadata‑rich reconciliation—helping organizations evaluate providers and implement appropriate safeguards.