Real Estate Crowdfunding: Key Questions for Investors

Real‑estate crowdfunding is moving from a niche product to a mainstream savings option, offering low entry tickets, short investment periods of 12 to 60 months and target gross returns of 6 %‑13 % per year. Individual investors fund a portion of developers' equity through online platforms, receiving their capital back with interest at project completion.

Prospective investors are advised to verify the safety of the platform and the solidity of the proposed project. Important checks include whether the platform holds the European "Prestataire de services de financement participatif" (PSFP) authorisation, issued by the Autorité des marchés financiers (AMF) and required since 2023 for any platform collecting funds from private investors. The guide cites advice from La Première Brique, a specialist French crowdfunding platform.