Retirement trends emphasize safety in Europe and tax efficiency in Africa

Retirement planning is increasingly focused on safety, healthcare, and tax implications. In Southern Europe, countries such as Portugal, Spain, Italy, and Slovenia are highlighted as premier destinations due to their stable healthcare systems, low violent crime rates, and reliable infrastructure. Portugal, in particular, is noted for its safety rankings, coastal livability in areas like Cascais and Lagos, and tax-friendly policies such as the Non-Habitual Resident (NHR) program.

For South Africans, retirement considerations often involve tax residency and Double Taxation Agreements (DTAs). While moving abroad does not automatically exempt pensions from South African tax, countries like Mauritius offer specific advantages. Mauritius provides a Retired Non-Citizen Residence Permit for individuals aged 50 and above and maintains a DTA with South Africa, which can influence how retirement income is taxed.