Serbian citizens hold 11 billion euros in demand deposits

Citizens in Serbia hold approximately 11 billion euros in demand deposit accounts, according to data from the National Bank of Serbia.

Financial experts note that while these funds cover daily expenses and emergencies, keeping savings in non-interest-bearing accounts can lead to a loss of purchasing power due to inflation. To mitigate this, experts suggest several investment avenues for different financial capacities:

• Investment funds: Managed by professionals, these allow multiple investors to pool money. • ETF funds: Exchange-traded funds that allow for diversification across various securities to reduce company-specific risk. • Investment gold: A long-term option that can be purchased in smaller quantities, though it does not provide interest or dividends.

Economists emphasize the importance of developing a habit of regular saving while maintaining a reserve for unforeseen costs.