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[BUSINESS] · South Korea · 13 sources

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South Korea to tokenize stocks, bonds, and funds by 2027

South Korea’s Financial Services Commission (FSC) has announced a three-stage roadmap to expand the tokenization of securities beyond fractional investments to include traditional stocks, bonds, and funds. The plan is tied to the implementation of amendments to the Electronic Registration Act, scheduled for February 4, 2027.

In the first phase, the framework will focus on institutional-only products, such as private money market funds (MMF), private bonds, and unlisted stocks managed through trust structures. Publicly offered fractional investment securities will also be included. The second phase aims to expand tokenization to all types of publicly offered securities. The final stage intends to establish an on-chain payment infrastructure using stablecoins for securities settlement.

To protect investors, the FSC has proposed standard subscription limits for general investors at the lesser of 30 million won or 5% of the total issuance amount. Additionally, retail investors will face an annual net purchase limit of 100 million won per over-the-counter (OTC) exchange. Existing licensed financial institutions will be permitted to handle tokenized securities under their current licenses, while non-bank issuers can register as account management institutions if they meet specific equity requirements, such as 4 billion won in equity.

Entities

Financial Services Commission · Financial Supervisory Service · Korea Exchange · Korea Securities Depository · Kwon Dae-young · South Korea

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