Spanish companies face growth constraints due to payment delays

Reports indicate that payment delays and delinquency are significantly impacting the financial health and growth of Spanish companies. According to Intrum’s 2026 European Payment Report, 60% of consumer-oriented firms in Spain accept payment delays to maintain customer relationships.

In the retail sector, the actual average payment period reaches 34.4 days. These delays often ripple through the supply chain; 57% of Spanish companies admit that late payments from their customers force them to delay payments to their own suppliers. Specifically, 61% of retail companies report delaying supplier payments due to collection issues.

Complementary research by Crédito y Caución and Iberinform highlights that delinquency acts as a brake on commercial expansion. The study found that 21% of participating companies state that non-payment limits their growth, while 8.1% face risks to business continuity. Furthermore, 70% of businesses must accept longer payment terms than desired to maintain B2B client portfolios, primarily due to client liquidity issues.