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[BUSINESS] · Croatia · 8 sources

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Studenac retail chain files for pre-bankruptcy in Croatia

The Croatian retail chain Studenac has filed for pre-bankruptcy proceedings to address severe financial instability and negotiate with creditors. The company, which operates approximately 1,400 stores and employs over 7,000 people, has faced mounting pressure due to aggressive expansion financed through heavy borrowing.

By the end of 2025, Studenac's total debt to banks and loans reached nearly 450 million euros. Additionally, unofficial reports indicate that debts owed to major suppliers, including Fortenova, Podravka, and Atlantic Grupa, have exceeded 170 million euros. In response to these liquidity issues, the company has already begun closing some of its retail locations.

The financial crisis follows a failed attempt in 2024 to raise 80 million euros through an initial public offering (IPO) on the Zagreb and Warsaw stock exchanges. The company is owned by the Polish private equity fund Enterprise Investors, which acquired it in 2018. Notably, the request for pre-bankruptcy proceedings comes just nine days after the appointment of Mikolaj Chruszczewski as the new Chief Financial Officer.

Entities

Atlantic Grupa · Enterprise Investors · Fortenova · Podravka · Studenac

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