Survey finds most Canadians unaware travel advisories may void insurance

An online, demographically‑weighted survey of Canadians revealed that only 28 % knew a change in the risk level of a federal travel advisory could invalidate travel‑insurance coverage, potentially leading insurers to deny claims. A majority – 56 % – were unaware and 16 % were unsure.

Respondents also showed gaps in understanding other government services: about one‑third recognized that Ottawa can provide emergency financial assistance such as evacuation loans, while 43 % were uncertain. Over 40 % were unsure whether the government pays for repatriation of remains, and only 39 % correctly answered that it does not. More than half knew embassies do not help Canadians find jobs abroad, yet 36 % were unsure and 12 % mistakenly believed this service exists.

The report says Canadians tend to over‑estimate the government’s mandate abroad or underestimate available support, which can cause frustration or reliance on unavailable assistance during crises. Few travellers routinely check the government’s travel‑risk updates or register their trips in the Registration of Canadians Abroad database, despite federal recommendations to do so.