Techcombank credit card annual fee structures and waiver conditions

Techcombank credit card annual fees range from 300,000 VND to 1,499,000 VND per year, depending on the specific card type. The lowest fee applies to the Techcombank Visa Standard at 300,000 VND, while the highest is the Visa Signature at 1,499,000 VND. Other tiers include the Vietnam Airlines Techcombank Visa Platinum at 990,000 VND, and various cards such as Spark, Style, Everyday, and Eco ranging between 599,000 VND and 899,000 VND.

Cardholders may qualify for fee waivers based on spending thresholds. For the first year, new cardholders can have the annual fee waived if they meet minimum spending requirements within 30 days of activation. These thresholds vary by card, ranging from 500,000 VND for Standard cards to 5,000,000 VND for Visa Signature. Cash withdrawals are excluded from these calculations.

From the second year onward, annual fees can be waived if the total spending from the previous year meets specific limits. For example, the Visa Signature requires 250,000,000 VND in annual spending to qualify for a waiver. Users with underutilized cards are advised to check their bank's specific terms to avoid unnecessary costs.