Trade Republic explains transfer delays and costs

Trade Republic provides information regarding the timing and costs associated with transferring funds from its platform to a bank account. SEPA transfers to personal accounts are generally free of charge and typically take a maximum of two business days, though the exact duration depends on the receiving bank and the specific banking interfaces used.

While SEPA transfers are free, users should be aware of other potential costs, such as spreads on orders or fees related to certain card usages. The platform maintains a transparent fee structure for 2026 to assist investors in comparing real costs before executing transfers.