Türkiye İş Bankası launches financial health reports for SMEs

Türkiye İş Bankası has partnered with its subsidiary İşNet and fintech company AgraFintech to launch a ‘Financial Health Report’ service for small and medium-sized enterprises (SMEs).

The application analyzes e-ledger data provided by customers via the İşCep mobile platform to assess financial performance. By utilizing analysis models developed with AgraFintech, the system calculates financial ratios and allows businesses to compare their performance against similar companies within their sector.

According to Sezgin Yılmaz, Deputy General Manager of İş Bankası, the initiative aims to move beyond traditional financing by supporting the digital transformation of SMEs. The insights gained from these reports are intended to provide personalized financial solutions and facilitate faster access to financing.