UK pensioners miss out on billions in under‑claimed benefits

More than one million pensioners in the United Kingdom who have long‑term health conditions or disabilities are not claiming Attendance Allowance, a tax‑free benefit worth up to £458 every four weeks. Estimates suggest the shortfall represents about £5.2 billion of unclaimed support each year. The benefit is not means‑tested and can increase entitlement to other supports such as Pension Credit and Housing Benefit.

Separately, over half a million people receiving the state pension are being underpaid. They are owed an average of £8,400 each for periods taken off work to raise children, according to Money Mail. Both issues highlight substantial gaps in the UK's pension system that affect millions of older adults.

Experts from MoneySavingExpert and citizen‑advice services urge eligible individuals to apply for Attendance Allowance and to check their state‑pension calculations for possible arrears.