Tsvetka Todorova faces legal action over unpaid fraud restitution

Tsvetka Todorova, a Bulgarian national convicted for her role in one of the largest social security fraud schemes in British history, is facing further legal action after failing to repay stolen funds.

As part of a five-person organized crime group, Todorova was involved in a scheme that defrauded the UK state of approximately £54 million through three London-based “social benefit factories.” The group used forged payslips, fake rental agreements, and stolen identities to submit thousands of fraudulent Universal Credit claims. Todorova personally gained £263,514 from the operation and was sentenced to three years in prison in May 2024.

Following her release from prison in late 2025, Todorova has been ordered to repay £101,201.78 under a confiscation order. To date, she has paid only £18,228.14, leaving a significant debt that is now accruing interest. Despite the court order, Todorova continues to receive state support, reporting that she receives approximately £200 per month while her husband receives over £1,000 per month in Universal Credit.

The Department for Work and Pensions (DWP) has launched a review of her case, stating she must repay the benefits received after her release. Todorova faces potential deportation or further imprisonment if the confiscation order is not fulfilled.