UNI FY launches Pix Consignado with R$ 150 million fund

Afintech UNI FY, in partnership with Horizontes Asset, has launched two new financial solutions: Pix Consignado and Pix Antecipação Salarial. These products are designed for municipal public servants and CLT workers, allowing for installments, transfers, and withdrawals via the Pix system with direct payroll deductions.

To support the expansion of this credit portfolio and enable national scaling, a Receivables Investment Fund (FIDC) of R$ 150 million has been structured, led by Horizontes Asset. The initiative aims to bridge the gap between the high usage of the Pix system and the limited access to credit in Brazil.

A controlled pilot program for the digital Pix Consignado experience is scheduled to begin on October 2, 2026. This pilot will allow eligible users within existing partner ecosystems to consult credit margins, contract services, and monitor operations through a single digital journey. The launch occurs amid a high-interest environment in Brazil, where the average interest rate for individual credit reached 63% per year in April 2026.