US Government and Insurers Accelerate Quantum Computing Adoption

Quantum computing is moving from laboratory experiments to practical applications, with companies such as IBM and Google already delivering processors exceeding 100 qubits. In the United States, insurers are preparing for the technology’s impact: Allstate partnered with a quantum research consortium in 2025 to explore how quantum algorithms can improve risk assessment and resilience in property and casualty insurance. At the same time, the U.S. government is investing heavily in quantum research, viewing the technology as a tool to solve complex supply‑chain and data‑security problems that exceed classical computing capabilities.

A major concern highlighted is the quantum threat to current encryption standards. The National Institute of Standards and Technology (NIST) projects that quantum machines could break RSA and elliptic‑curve cryptography by the 2030s, prompting a planned transition to quantum‑safe cryptographic standards by 2035. Insurers, which rely on secure data handling for cyber‑insurance policies, must adopt post‑quantum cryptography to protect client information and proprietary models.

Both industry and policymakers see quantum computing as a transformative force that could reshape risk modeling, supply‑chain optimization, and cybersecurity across multiple sectors.