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[BUSINESS] · United States · 7 sources

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Part of situation: US debt surpasses $40.5T; public debt exceeds 100% of GDP (78 clusters)

US Household Debt Reaches $18.8 Trillion, Auto Loans at $1.68 Trillion

household debt housing mortgages auto loans $18.8 trillion $1.68 trillion

American households ended 2025 with a total debt burden of $18.8 trillion, an increase of $4.6 trillion since the close of 2019. Roughly seventy percent of this debt is tied to housing costs, reflecting higher mortgage balances and related expenses.

Separate data show auto loan debt climbing to $1.68 trillion. The rise is attributed to more expensive vehicles, higher interest rates and lengthened repayment terms, putting additional pressure on consumers’ monthly outlays.

Sources

'Trust Doesn't Collapse Overnight': Experts Warn US Debt Is Now Accelerating America's Rivalry With China [www.ibtimes.com]
The Great Unraveling: Opting out before the dollar’s demise [newstarget.com]
Credit union loans for home improvements and EVs top €20,000 on average [businessplus.ie]
Car Loan Debt Hits $1. 68 Trillion Record High As Drivers Struggle With Car Payments, Report Finds [www.ibtimes.com]
Record number of car loans taken out in 2025 [highlandradio.com]
Car payments squeeze Americans as auto debt hits $1.68 trillion, report finds [www.cnbc.com]
Seven Out of Every Ten Dollars of Americans $18.8 Trillion Debt Is Tied To A House [247wallst.com]