U.S. household utility costs average $489 per month

An analysis by Hometap, utilizing data from the doxo 2025 Utilities Insights Report and the U.S. Energy Information Administration, reveals that the average American household spends approximately $489 per month, or $5,868 annually, on utilities.

Utility expenses are a significant and variable component of homeownership costs. The primary services typically included in these costs are electricity, natural gas, water and sewer, trash and recycling, internet service, and cable or streaming services. Electricity generally represents the largest expense for most households.

Several factors influence the variation in monthly bills, including geographic location, climate, home size, home age, and household habits. For instance, a home's square footage directly impacts energy consumption, and costs can differ by hundreds of dollars based on how a residence is constructed and its specific utility requirements.