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[BUSINESS] · United States · 14 sources

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U.S. mortgage rates hit 13-month high of 6.71%

U.S. mortgage rates have climbed to their highest level in over a year. According to data from Freddie Mac, the average 30-year fixed-rate mortgage rose to 6.71% for the week ending September 3, up from 6.66% the previous week. The 15-year fixed-rate mortgage also saw an increase, rising to 6.04% from 5.98%.

This upward trend in borrowing costs is closely linked to rising Treasury yields, which have been influenced by persistent inflation concerns, rising U.S. national debt, and geopolitical tensions stemming from the conflict between the U.S. and Iran. The latter has contributed to higher crude oil prices, further fueling inflation fears.

Elevated mortgage rates are placing significant pressure on the housing market, reducing purchasing power for potential buyers and contributing to sluggish home sales. The impact extends to the retail sector; Lowe's recently lowered its full-year sales and operating margin guidance, citing macroeconomic pressures such as interest rates and inflation.

Entities

Federal Reserve · Freddie Mac · Home Depot · Iran · Lowe's · National Association of Realtors · Redfin · Sam Khater · U.S. Treasury · United States

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24 days ago