Vietnam International Bank shifts focus to sustainable growth quality

Vietnam International Bank (VIB) is transitioning from a focus on rapid retail growth and digital product expansion toward a strategy centered on sustainable growth quality. As the bank moves past a long cycle of high profit growth and prominent stock performance, market attention has shifted toward its management of bad debt, provisioning costs, and overall profit quality.

Founded in 1996, VIB was established by a group of Vietnamese entrepreneurs, including individuals with international business experience. The institution's evolution reflects a shift from proving rapid scalability to demonstrating long-term financial stability within the Vietnamese banking sector.