Vietnam social insurance: Workers can continue contributions despite employer debt

Social insurance authorities in Vietnam have clarified that employees can continue to participate in mandatory social insurance at new workplaces even if their previous employer has outstanding debts.

In a specific case involving Hoang Sinh Import Export Joint Stock Company in Ho Chi Minh City, the company reportedly owes over 33.8 billion VND in unpaid social insurance, including 5.76 billion VND in late payment interest. The company ceased its workforce in January 2026 and has failed to fulfill commitments to settle the debt.

According to guidance from the Hanoi and Ho Chi Minh City Social Insurance agencies, when an employer fails to pay full contributions, the social insurance agency will confirm the period of participation up to the point where payments were completed. Once the outstanding debts are recovered, the agency will supplement the contribution period and adjust benefit levels accordingly.

New employers are responsible for registering and paying social insurance for employees using their existing social insurance identification numbers. For workers whose former companies have ceased operations or gone bankrupt, authorities advise contacting the social insurance agency where the business was registered to verify contribution history and complete book closing procedures.