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Visa integrates settlement data with blockchain lending to support stablecoin card growth
Visa is expanding its involvement in the digital asset ecosystem by integrating VisaNet settlement data with blockchain-based lending infrastructure. This initiative aims to provide fintech companies and stablecoin-linked card issuers with easier access to working capital. By combining offchain settlement records with onchain transaction data, lenders can more effectively evaluate the creditworthiness of borrowers based on real-time payment performance.
Visa’s stablecoin-linked card business is experiencing rapid growth, with more than 160 programs currently active and payment volumes increasing nearly 200% year over year. Stablecoin settlement volume on the network has reached an annualized run rate exceeding $20 billion. To support this growth, Visa is piloting a revolving credit facility with Credit Coop, an onchain lending platform. Since 2023, this pilot has supported over $2.5 billion in cumulative settlement volume with zero borrower defaults, processing thousands of automated borrowing and repayment events via smart contracts.
Separately, Visa is partnering with the International Finance Corporation (IFC) on a $200 million risk-sharing facility. This five-year initiative is designed to expand digital payment access in 14 emerging market countries, particularly in Latin America and the Caribbean, by helping financial institutions manage credit settlement risks.
Entities
BRIDGE · Chris Walker · Credit Coop · Cuy Sheffield · International Finance Corporation · Mastercard · Rubail Birwadker · Stripe · Visa · VisaNet · World Bank Group
Claims
What the coverage asserts, and how many sources carry each claim.
- [● 6 SOURCES] Stablecoin settlement volume has surpassed a $20 billion annualized run rate. www.tronweekly.com · www.nadanews.com · www.cryptobreaking.com · decrypt.co
- [● 7 SOURCES] More than 160 stablecoin-linked card programs operate on Visa’s network. www.tronweekly.com · bitcoinethereumnews.com · www.nadanews.com · www.cryptobreaking.com · decrypt.co
- [● 3 SOURCES] Since 2020, more than $694 billion in stablecoin-denominated loans have been sent through onchain lending protocols. www.latestly.com · decrypt.co
- [● 2 SOURCES] Visa is participating in the OpenStandard consortium to support the OpenUSD stablecoin. mycryptoparadise.com
- [● 12 SOURCES] Credit Coop has financed more than $2.5 billion in cumulative settlement volume since 2023. www.tronweekly.com · bitcoinethereumnews.com · www.nadanews.com · www.cryptobreaking.com · decrypt.co · +5 more
- [● 10 SOURCES] Visa is combining VisaNet settlement data with blockchain-based lending infrastructure. www.latestly.com · www.cryptobreaking.com · decrypt.co · cointelegraph.com · coinpost.jp · +4 more
- [● 10 SOURCES] Credit Coop has processed over 3,000 borrowing events and 9,000 repayments. www.tronweekly.com · www.nadanews.com · www.cryptobreaking.com · decrypt.co · cointelegraph.com · +4 more
- [● 7 SOURCES] Payment volume for stablecoin-linked card programs grew nearly 200% year over year. www.tronweekly.com · bitcoinethereumnews.com · www.nadanews.com · www.cryptobreaking.com · decrypt.co
- [● 5 SOURCES] Since 2020, more than $694 billion in stablecoin-denominated loans have been processed through onchain lending protocols. bitcoinethereumnews.com · www.latestly.com · decrypt.co · coinpost.jp · mugglehead.com
- [○ 1 SOURCE] Visa is expanding its stablecoin-linked card program to more than 100 countries by the end of 2026. algeriatech.news
- [● 13 SOURCES] More than 160 stablecoin-linked card programs currently operate on Visa's network. www.tronweekly.com · bitcoinethereumnews.com · www.nadanews.com · www.cryptobreaking.com · decrypt.co · +6 more
- [● 12 SOURCES] Payment volume for stablecoin-linked card programs increased nearly 200% year over year. www.tronweekly.com · bitcoinethereumnews.com · www.nadanews.com · www.cryptobreaking.com · decrypt.co · +5 more