Vietnam financial sector: HOSE profits and banking trends

Vietnamese banking sector HOSE profits customer deposits VN30 companies exchange rates

The Vietnamese banking and financial sectors show significant activity in mid-2026. On the Ho Chi Minh City Stock Exchange (HOSE), 30 companies in the VN30 basket accounted for approximately 75 percent of total profits in the second quarter, generating VND165 trillion. Major contributors to this profit growth included Vingroup and Vietcombank.

Regarding liquidity, customer deposits at 28 major banks increased by nearly 805,000 billion VND, or over 5%, during the first half of 2026. HDBank recorded the highest growth in deposits, increasing by 20 percent to 674,059 billion VND. Among the Big4 banks, Agribank saw the largest increase in deposit volume, followed by VietinBank.

In the foreign exchange market, the central exchange rate for USD/VND reached a new record of 25,586 VND. While commercial banks have seen USD prices fluctuate or remain steady, other currencies like the Euro and British Pound have experienced increases. Meanwhile, VietinBank has announced plans for a dividend payout exceeding 12 percent for 2021, alongside strategic goals to expand credit and capital scale.