Wall Street shifts toward blockchain-based financial infrastructure

The global financial landscape is undergoing a structural shift characterized by the integration of blockchain technology and a pivot toward alternative assets. Major Wall Street institutions, including Citigroup, are moving beyond experimental phases to rebuild market infrastructure on-chain. This transition aims to transform how financial assets are issued, traded, and settled.

According to the Citi Institute report, ‘Tokenization 2030: Wall Street On-Chain’, the global market for tokenized financial assets could reach $5.5 trillion by 2030, with potential ranges between $2.7 trillion and $8.2 trillion depending on regulatory developments. While previous projections focused on private capital and real estate, current estimates suggest that publicly traded equities, government bonds, and U.S. Treasury debt will lead this growth.

In wealth management, traditional 60/40 portfolios are being replaced by diversified models incorporating private equity, venture capital, and tokenized real-world assets to hedge against inflation. Additionally, artificial intelligence is becoming the core engine for hyper-personalized wealth architecture, analyzing financial data alongside behavioral patterns and tax jurisdictions.