Wells Fargo offers $400 bonus for new checking accounts

Wells Fargo has extended a promotional offer for new Everyday Checking account customers, providing a $400 bonus. To qualify, customers must open a new consumer checking account with a minimum deposit of $25 by October 6, 2026.

Within 90 calendar days of account opening, customers must receive at least $1,000 in qualifying electronic deposits. Qualifying deposits include funds sent via the Automated Clearing House (ACH) network, instant payments through the RTP or FedNow services, or specific electronic credits from third-party services via Visa or Mastercard networks. Transfers between accounts, mobile deposits, Zelle transactions, or branch and ATM deposits do not qualify.

The $15 monthly service fee can be waived by maintaining a $1,500 minimum daily balance, receiving $500 or more in qualifying electronic deposits, or maintaining qualifying balances of $5,000 or more across deposit and investment accounts.