Wibmo wins Chartis Disruptor Award for agentic AI risk intelligence

Wibmo, a PayU company and full-stack PayTech provider, has received the Chartis RiskTech100® Disruptor Award for innovation in Workflow, Agentic AI, and Low-Code/No-Code technologies.

The award recognizes Wibmo’s development of the Wibmo Agentic Risk Intelligence Assistant (ARIA). This platform utilizes specialized AI agents to assist with fraud detection, anti-money laundering (AML), risk analysis, and dispute operations. ARIA is designed to gather transaction and customer signals, summarize investigations, identify patterns, and recommend next actions based on evidence.

Wibmo employs a human-led operating model where AI agents support the investigation and drafting processes, but final decision-making authority remains with authorized human teams. The platform includes governance features such as maker-checker controls, audit-ready decision trails, and simulation-gated actions. Additionally, its low-code and no-code capabilities allow financial institutions to adjust risk strategies and workflows without requiring extensive technical intervention.