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Xero reports average 29.3-day wait for small business payments
According to Xero Small Business Insights, U.S. small businesses faced payment delays during the June quarter of 2026, receiving payments an average of 8.5 days late and waiting approximately 29.3 days in total.
To manage cash flow and maintain client relationships, Xero has provided a sequence of payment reminder email templates. The suggested approach involves a tiered cadence, beginning with a friendly note a few days before the due date to confirm receipt, followed by a light nudge a few days after the due date to address potential oversights.
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6 reminder email templates for small business waiting up to a month to get paid
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